The newest entry on the list. Cataloged honestly, without the hype in either direction.

Concrete moves that lower your Vulnerability. Add any of them and we'll track it as an action on your threat list.
Deep DiveThe comforting story is that technology always destroys some jobs and creates more — so AI will too. The mechanics of this one break that pattern, and the household that plans for a permanent income shock instead of a temporary one is the one that comes through it.
Deep DiveAI catastrophe is real enough to list and too undefined to plan for directly. The honest hedge is broad resilience plus fixing the one thing your whole digital life hangs on.
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