Prescription or Medication Disruption

For most people a missed refill is nothing, but for someone dependent on a critical maintenance medication - insulin, heart and blood-pressure drugs, anti-seizure or psychiatric meds - a gap of days can spiral into a real medical emergency, so the serious version of this threat turns dangerous fast, which is what sets the Impact high.

Drug shortages are routine and worsening - a large share of generics and their active ingredients are made overseas, mostly in China and India - and any disruption, a shortage, a disaster, a pharmacy outage, can put a refill out of reach, so the Likelihood is real and rising.

This number is yours. It measures how hard Prescription or Medication Disruption would actually hit your household given what you already have in place. Rate it in Threat Planning — then all three multiply into your personal threat rating.