Medical Emergency

A serious injury or sudden illness can kill within minutes, and an unprepared household with no first-aid skills, no supplies, and no plan to reach care is exactly the situation where a survivable event becomes fatal.

A real medical emergency - a bad fall, a cardiac event, a serious allergic or diabetic crisis - reaches most households every few years: common enough to train and stock for, but not the near-constant event the top of the scale is for.

This number is yours. It measures how hard Medical Emergency would actually hit your household given what you already have in place. Rate it in Threat Planning — then all three multiply into your personal threat rating.